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  • info@athens-realty.com

  • CHOOSING A BANK/MORTGAGE COMPANY

    When searching for a bank or mortgage company proceed through the following steps.
    1) I am buying a house for $________ and I plan on putting _______% down.
    2) What will be my interest rate and closing costs based on today's rates?
    3) Do you think there will be any problem for me to get this loan?
    4) Will you provide me with a good faith estimate outlining all my closing costs before I pay for an appraisal and credit report?
    5) How long will it take your company to give me final loan approval from the day of application?

    BANKS/MORTGAGE COMPANIES

    Bank One 593-6681
    Broadview Mortgage 592-5858
    Century National Bank 593-7756
    Fairfield Mortgage (740) 653-9191
    Hocking Valley Bank 592-4441
    Meadows Financial 797-2553
    Norwest Mortgage 594-5242 Fax: 594-4355
    Oak Hill Banks 594-5626 or 594-LOAN
    Ohio University Credit Union 592-4114
    Peoples Bank 593-7761
    Vinton County Bank (800) 223-4031

    CLOSING/TITLE COMPANIES

    Lanco Title Company (800) 225-5582
    Title First Agency Inc. (800) 695-0003 or 594-5575 (local)
    Peoples Land & Title (800) 336-8176
    Any local real estate attorney

    LOW INCOME SPECIAL PROGRAMS

    Help with downpayment (Athens County only)
    Enterprise Developement 592-1188
    Income guidelines as of 3/24/95
    4 in household income below $28,650
    1 in household income below $20,050


    Help with repairs (After ownership)
    Tri- County 592-6601

    The inclusion or exclusion of a particular bank/mortgage companies or closing/title companies does not indicate an endorsement or rejection.